ZIP Code 46545, Indiana
ZIP Code 46545 profile, demographic data, and geographic information.
ZCTA5 46545 is a 5-digit ZIP Code area located in St. Joseph County, Indiana. As of official census estimates, it has a reported population of 26,606. The land area covers 18.32 sq mi. [1]
Demographics & Population
| Demographic Metric | Estimate / Count | Margin of Error | Survey Period / Source |
|---|---|---|---|
| Total Population | 26,606 | ±1,336 | 2020-2024 / Census ACS 5-Year 2024 |
| Median Age | 38.3 yrs | ±2.5 | 2020-2024 / Census ACS 5-Year 2024 |
| Total Households | 11,878 | ±576 | 2020-2024 / Census ACS 5-Year 2024 |
Source: U.S. Census Bureau (PEP, ACS 5-Year).
Housing & Real Estate Profile
| Housing Metric | Estimate / Value | Margin of Error |
|---|---|---|
| Total Housing Units | 12,983 | ±582 |
| Occupied Housing Units | 11,878 | ±576 |
| Vacant Housing Units | 1,105 | ±304 |
| Median Home Value | $177,900 | ±$11,009 |
| Median Gross Rent | $1,027 | ±$55 |
Source: U.S. Census Bureau ACS 5-Year (2020-2024).
Economy & Workforce
| Economic Metric | Estimate / Value | Margin of Error |
|---|---|---|
| Median Household Income | $56,865 | ±$6,399 |
| Per Capita Income | $34,307 | ±$3,532 |
| Poverty Rate | 14.3% | ±3.2% |
| Population Below Poverty Level | 3,694 | ±849 |
| Unemployment Rate | 4.9% | ±1.9% |
| Civilian Labor Force, Employed | 13,200 | ±1,051 |
| Broadband Internet Rate | 89.6% | ±3.1% |
Source: U.S. Census Bureau ACS 5-Year (2020-2024).
Local Government & Public Administration
Authoritative general-purpose local government units serving this area
U.S. Census Bureau GUS (2026) / GMAF
| Government Unit | Unit Type | Jurisdiction Role | Contact / Address |
|---|---|---|---|
|
GUS Population: 273,744 (2024)
ID: 103755
|
County | Official County Government |
Contact: PRESIDENT
227 W JEFFERSON BLVD, SOUTH BEND IN 46601-1830
|
Education
Listing 10 local institutions (NCES 2024-2025)
External reference via K12Guides
| Institution | Type | Grades | Location |
|---|---|---|---|
| Regular School Nearby | 09-12 | South Bend, IN | |
| Regular School Nearby | PK-05 | NILES, MI | |
| Regular School Nearby | KG-06 | Mishawaka, IN | |
| Regular School Nearby | PK-06 | Elkhart, IN | |
| Regular School Nearby | PK-06 | Mishawaka, IN | |
| Regular School Nearby | PK-05 | Mishawaka, IN | |
| Regular School Nearby | 03-06 | NILES, MI | |
| Alternative School Nearby | 06-12 | NILES, MI | |
| Regular School Nearby | 07-08 | NILES, MI | |
| Regular School Nearby | 09-12 | NILES, MI |
Source: k12guides.com.
Community Facilities & Infrastructure
Displaying 10 civic institutions across 2 datasets queried
CMS • IPEDS • IMLS
| Facility Name | Category | Relationship | Address / Location | Contact |
|---|---|---|---|---|
|
Ross Medical Education Center-Granger
|
College Vocational | 2.2 mi away | 445 E. University Drive, Granger, IN, 46530-4479 |
5742730304
|
|
BITTERSWEET BRANCH LIBRARY
|
Library | 2.5 mi away | 602 BITTERSWEET ROAD, MISHAWAKA, IN, 46544 |
(574) 259-5277
|
|
Bethel University
|
College | 2.7 mi away | 1001 Bethel Circle, Mishawaka, IN, 46545-5591 |
5748077000
|
|
MISHAWAKA-PENN-HARRIS PUBLIC LIBRARY
|
Library | 2.8 mi away | 209 LINCOLN WAY EAST, MISHAWAKA, IN, 46544 |
(574) 259-5277
|
|
Lil Lou's Beauty and Barber College - South Bend
|
College Vocational | 3.6 mi away | 3015 Mishawaka Avenue, South Bend, IN, 46615-0000 |
5743762250
|
|
HARRIS BRANCH LIBRARY
|
Library | 3.8 mi away | 51446 ELM ROAD, GRANGER, IN, 46530 |
(574) 259-5277
|
|
Indiana University-South Bend
|
College | 4.4 mi away | 1700 Mishawaka Ave, South Bend, IN, 46615-7111 |
5745204872
|
|
RIVER PARK BRANCH
|
Library | 4.1 mi away | 2022 MISHAWAKA AVENUE, SOUTH BEND, IN, 46615 |
(574) 282-4635
|
|
University of Notre Dame
|
College | 4.8 mi away | 400 Main Building, Notre Dame, IN, 46556 |
5746315000
|
|
ROGER B FRANCIS BRANCH
|
Library | 4.4 mi away | 52655 NORTH IRONWOOD ROAD, SOUTH BEND, IN, 46635 |
(574) 282-4641
|
Distances calculated from authoritative source coordinates. Source: CMS, IMLS, NCES IPEDS.
Climate & Weather Observations
NOAA Monthly Climate Normals
Observation Station: Climate data reflects NOAA 1991–2020 standard normals recorded at S BEND, IN US, located 5.3 miles from ZCTA5 46545. Local microclimates, topography, and elevation may cause municipal conditions to differ.
| Month | High (°F) | Low (°F) | Mean (°F) | Precip (in) | Snow (in) |
|---|---|---|---|---|---|
| January | 31.8° | 17.1° | 24.5° | 2.71" | — |
| February | 35.0° | 18.8° | 26.9° | 2.32" | — |
| March | 46.6° | 27.4° | 37.0° | 2.44" | — |
| April | 59.2° | 38.1° | 48.7° | 3.59" | — |
| May | 70.4° | 49.5° | 60.0° | 4.32" | — |
| June | 79.9° | 59.4° | 69.7° | 4.23" | — |
| July | 83.0° | 63.0° | 73.0° | 4.14" | — |
| August | 81.2° | 61.3° | 71.3° | 4.23" | — |
| September | 75.5° | 53.6° | 64.6° | 3.67" | — |
| October | 62.6° | 41.9° | 52.3° | 3.97" | — |
| November | 48.2° | 32.0° | 40.1° | 2.86" | — |
| December | 36.8° | 23.2° | 30.0° | 2.39" | — |
Source: NOAA U.S. Climate Normals (1991–2020).
Local Weather Forecast
Weather forecast data is currently unavailable in the local cache.
Nearby Cities & Communities
Listing adjacent communities by spatial proximity (miles)
Proximity discovery
| Community Name | Classification | Distance | Population |
|---|---|---|---|
| Mishawaka city | City | 1.5 mi | — |
| Granger CDP | CDP | 3.1 mi | — |
| Osceola town | Town | 4.0 mi | — |
| Indian Village town | Town | 4.6 mi | — |
| Notre Dame CDP | CDP | 4.8 mi | — |
| Roseland town | Town | 5.6 mi | — |
Sources & Data Provenance
- Geographic Classification & Identifiers: U.S. Census Bureau Gazetteer (2026) and TIGER/Line Shapefiles. GEOID: 46545. • Official Source Dataset →
- Socioeconomic & Housing Metrics: U.S. Census Bureau American Community Survey (ACS) 5-year estimates and Population Estimates Program (PEP). Margin of Error (MOE) intervals are reported where published; suppressed values are never estimated or replaced with false zeros.
- Civic Directory Datasets: Centers for Medicare & Medicaid Services (CMS Hospital Directory), National Center for Education Statistics (NCES IPEDS Postsecondary Directory), and Institute of Museum and Library Services (IMLS Public Libraries Survey). Airport landing facilities are provided by airport-data.com.
- Weather & Climate Observations: National Oceanic and Atmospheric Administration (NOAA) U.S. Climate Normals 1991–2020 and National Weather Service (NWS) point forecasts.