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ZIP Code 32413, Florida

ZIP Code 32413 profile, demographic data, and geographic information.

ZCTA5 32413 is a 5-digit ZIP Code area located in Bay County / Walton County, Florida. As of official census estimates, it has a reported population of 15,453. The land area covers 108.23 sq mi. [1]

Demographics & Population

Demographic Metric Estimate / Count Margin of Error Survey Period / Source
Total Population 15,453 ±967 2020-2024 / Census ACS 5-Year 2024
Median Age 53 yrs ±1.9 2020-2024 / Census ACS 5-Year 2024
Total Households 7,534 ±483 2020-2024 / Census ACS 5-Year 2024
Source: U.S. Census Bureau (PEP, ACS 5-Year).

Housing & Real Estate Profile

Housing Metric Estimate / Value Margin of Error
Total Housing Units 16,908 ±754
Occupied Housing Units 7,534 ±483
Vacant Housing Units 9,374 ±647
Median Home Value $441,300 ±$26,066
Median Gross Rent $1,702 ±$79
Source: U.S. Census Bureau ACS 5-Year (2020-2024).

Economy & Workforce

Economic Metric Estimate / Value Margin of Error
Median Household Income $80,039 ±$4,643
Per Capita Income $56,820 ±$5,620
Poverty Rate 9.7% ±3.4%
Population Below Poverty Level 1,498 ±539
Unemployment Rate 4.1% ±1.9%
Civilian Labor Force, Employed 8,198 ±834
Broadband Internet Rate 94.5% ±2.2%
Source: U.S. Census Bureau ACS 5-Year (2020-2024).

Local Government & Public Administration

Authoritative general-purpose local government units serving this area U.S. Census Bureau GUS (2026) / GMAF
Government Unit Unit Type Jurisdiction Role Contact / Address
GUS Population: 199,718 (2024)
ID: 124215
County Official County Government
Contact: PUBLIC INFORMATION OFFICER
840 W 11TH ST, PANAMA CITY FL 32401-2336

Education

Listing 10 local institutions (NCES 2024-2025) External reference via K12Guides
Institution Type Grades Location
Regular School Nearby 09-12 LYNN HAVEN, FL
Regular School Nearby PK-05 PANAMA CITY BEACH, FL
Regular School Nearby 09-12 PANAMA CITY, FL
Regular School Nearby 09-12 PANAMA CITY, FL
Alternative School Nearby KG-12 PANAMA CITY, FL
Regular School Nearby PK SANTA ROSA, FL
Regular School Nearby 03-12 PANAMA CITY, FL
Regular School Nearby KG-12 PANAMA CITY, FL
Regular School Nearby 06-12 PANAMA CITY, FL
Regular School Nearby PK-08 PANAMA CITY BEACH, FL
Source: k12guides.com.

Community Facilities & Infrastructure

Displaying 10 civic institutions across 2 datasets queried CMS • IPEDS • IMLS
Facility Name Category Relationship Address / Location Contact
Gulf Coast State College
College 12.5 mi away 5230 West U.S. Highway 98, Panama City, FL, 32401
8507691551
PANAMA CITY BEACH LIBRARY
Library 8.2 mi away 12500 HUTCHISON BOULEVARD, PANAMA CITY BEACH, FL, 32407
(850) 233-5055
Tom P. Haney Technical College
College Vocational 15.9 mi away 3016 Hwy 77 N, Panama City, FL, 32405
8507675500
BAY COUNTY PUBLIC LIBRARY
Library 15.9 mi away 898 WEST 11TH STREET, PANAMA CITY, FL, 32401
(850) 522-2100
MOBILE LIBRARY
Library 15.9 mi away 898 WEST 11TH STREET, PANAMA CITY, FL, 32401
(850) 522-2100
COASTAL BRANCH LIBRARY
Library 18.4 mi away 437 GREENWAY TRAIL, SANTA ROSA BEACH, FL, 32459
(850) 267-2809
FREEPORT PUBLIC LIBRARY
Library 20.1 mi away 76 HIGHWAY 20 WEST, FREEPORT, FL, 32439
(850) 835-2040
PARKER PUBLIC LIBRARY
Library 20.7 mi away 4710 SECOND STREET, PARKER, FL, 32404
(850) 871-3092
SUNNY HILLS PUBLIC LIBRARY
Library 23.4 mi away 4083 CHALLENGER BOULEVARD, SUNNY HILLS, FL, 32428
(850) 773-3009
VERNON PUBLIC LIBRARY
Library 24.3 mi away 3731 ROCHE AVENUE, VERNON, FL, 32462
(850) 535-1208
Distances calculated from authoritative source coordinates. Source: CMS, IMLS, NCES IPEDS.

Climate & Weather Observations

NOAA Monthly Climate Normals

Observation Station: Climate data reflects NOAA 1991–2020 standard normals recorded at NW FLORIDA BEACHES INTL AP, FL US, located 6.4 miles from ZCTA5 32413. Local microclimates, topography, and elevation may cause municipal conditions to differ.
Month High (°F) Low (°F) Mean (°F) Precip (in) Snow (in)
January 63.1° 42.0° 52.5° 4.69" —
February 66.9° 44.7° 55.8° 4.77" —
March 72.2° 49.7° 61.0° 5.24" —
April 78.6° 55.6° 67.1° 4.94" —
May 85.7° 62.7° 74.2° 3.00" —
June 89.1° 71.3° 80.2° 5.72" —
July 90.9° 73.4° 82.1° 6.76" —
August 90.0° 73.6° 81.8° 7.13" —
September 88.3° 69.5° 78.9° 5.07" —
October 81.4° 58.7° 70.1° 3.54" —
November 73.1° 48.4° 60.7° 4.20" —
December 65.6° 43.7° 54.7° 4.47" —
Source: NOAA U.S. Climate Normals (1991–2020).

Local Weather Forecast

Weather forecast data is currently unavailable in the local cache.

Nearby Cities & Communities

Listing adjacent communities by spatial proximity (miles) Proximity discovery
Community Name Classification Distance Population
Panama City Beach city City 5.1 mi —
Laguna Beach CDP CDP 5.4 mi —
Ebro town Town 9.0 mi —
Upper Grand Lagoon CDP CDP 11.6 mi —
Pretty Bayou CDP CDP 13.4 mi —
Lower Grand Lagoon CDP CDP 13.8 mi —

Sources & Data Provenance

  1. Geographic Classification & Identifiers: U.S. Census Bureau Gazetteer (2026) and TIGER/Line Shapefiles. GEOID: 32413. • Official Source Dataset →
  2. Socioeconomic & Housing Metrics: U.S. Census Bureau American Community Survey (ACS) 5-year estimates and Population Estimates Program (PEP). Margin of Error (MOE) intervals are reported where published; suppressed values are never estimated or replaced with false zeros.
  3. Civic Directory Datasets: Centers for Medicare & Medicaid Services (CMS Hospital Directory), National Center for Education Statistics (NCES IPEDS Postsecondary Directory), and Institute of Museum and Library Services (IMLS Public Libraries Survey). Airport landing facilities are provided by airport-data.com.
  4. Weather & Climate Observations: National Oceanic and Atmospheric Administration (NOAA) U.S. Climate Normals 1991–2020 and National Weather Service (NWS) point forecasts.