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ZIP Code 32403, Florida

ZIP Code 32403 profile, demographic data, and geographic information.

ZCTA5 32403 is a 5-digit ZIP Code area located in Bay County, Florida. As of official census estimates, it has a reported population of 447. The land area covers 44.22 sq mi. [1]

Demographics & Population

Demographic Metric Estimate / Count Margin of Error Survey Period / Source
Total Population 447 ±131 2020-2024 / Census ACS 5-Year 2024
Median Age 23.3 yrs ±2.5 2020-2024 / Census ACS 5-Year 2024
Total Households 71 ±44 2020-2024 / Census ACS 5-Year 2024
Source: U.S. Census Bureau (PEP, ACS 5-Year).

Housing & Real Estate Profile

Housing Metric Estimate / Value Margin of Error
Total Housing Units 104 ±29
Occupied Housing Units 71 ±44
Vacant Housing Units 33 ±28
Median Home Value Suppressed —
Median Gross Rent $2,422 ±$347
Source: U.S. Census Bureau ACS 5-Year (2020-2024).

Economy & Workforce

Economic Metric Estimate / Value Margin of Error
Median Household Income $118,594 ±$92,873
Per Capita Income $34,919 ±$13,233
Poverty Rate 4.3% ±8.2%
Population Below Poverty Level 10 ±20
Unemployment Rate 10.3% ±13.8%
Civilian Labor Force, Employed 78 ±47
Broadband Internet Rate 100% ±0%
Source: U.S. Census Bureau ACS 5-Year (2020-2024).

Local Government & Public Administration

Authoritative general-purpose local government units serving this area U.S. Census Bureau GUS (2026) / GMAF
Government Unit Unit Type Jurisdiction Role Contact / Address
GUS Population: 199,718 (2024)
ID: 124215
County Official County Government
Contact: PUBLIC INFORMATION OFFICER
840 W 11TH ST, PANAMA CITY FL 32401-2336

Education

Listing 10 local institutions (NCES 2024-2025) External reference via K12Guides
Institution Type Grades Location
Regular School Nearby 09-12 LYNN HAVEN, FL
Regular School Nearby PK-05 PANAMA CITY BEACH, FL
Regular School Nearby 09-12 PANAMA CITY, FL
Regular School Nearby KG-05 PANAMA CITY, FL
Regular School Nearby 06-08 PANAMA CITY, FL
Regular School Nearby 09-12 PANAMA CITY, FL
Alternative School Nearby KG-12 PANAMA CITY, FL
Regular School Nearby 03-12 PANAMA CITY, FL
Regular School Nearby KG-12 PANAMA CITY, FL
Regular School Nearby 06-12 PANAMA CITY, FL
Source: k12guides.com.

Community Facilities & Infrastructure

Displaying 9 civic institutions across 2 datasets queried CMS • IPEDS • IMLS
Facility Name Category Relationship Address / Location Contact
Tom P. Haney Technical College
College Vocational 12.1 mi away 3016 Hwy 77 N, Panama City, FL, 32405
8507675500
PARKER PUBLIC LIBRARY
Library 6.4 mi away 4710 SECOND STREET, PARKER, FL, 32404
(850) 871-3092
Gulf Coast State College
College 14.1 mi away 5230 West U.S. Highway 98, Panama City, FL, 32401
8507691551
BAY COUNTY PUBLIC LIBRARY
Library 10.9 mi away 898 WEST 11TH STREET, PANAMA CITY, FL, 32401
(850) 522-2100
MOBILE LIBRARY
Library 10.9 mi away 898 WEST 11TH STREET, PANAMA CITY, FL, 32401
(850) 522-2100
PANAMA CITY BEACH LIBRARY
Library 19.5 mi away 12500 HUTCHISON BOULEVARD, PANAMA CITY BEACH, FL, 32407
(850) 233-5055
WEWA BRANCH LIBRARY
Library 21.7 mi away 314 NORTH SECOND STREET, WEWAHITCHKA, FL, 32465
(850) 639-2419
PORT ST. JOE LIBRARY/GULF COUNTY LIBRARY
Library 22.6 mi away 110 LIBRARY DRIVE, PORT ST. JOE, FL, 32456
(850) 229-8879
KINARD PUBLIC LIBRARY
Library 23.9 mi away 5416 SOUTHWEST STATE ROAD 73, KINARD, FL, 32449
(850) 639-5125
Distances calculated from authoritative source coordinates. Source: CMS, IMLS, NCES IPEDS.

Climate & Weather Observations

NOAA Monthly Climate Normals

Observation Station: Climate data reflects NOAA 1991–2020 standard normals recorded at PANAMA CITY 5N, FL US, located 15.3 miles from ZCTA5 32403. Local microclimates, topography, and elevation may cause municipal conditions to differ.
Month High (°F) Low (°F) Mean (°F) Precip (in) Snow (in)
January 64.4° 42.6° 53.5° 4.79" 0.0"
February 67.4° 46.0° 56.7° 4.95" 0.0"
March 72.9° 51.5° 62.2° 5.03" 0.0"
April 78.7° 57.8° 68.2° 4.09" 0.0"
May 85.3° 65.6° 75.5° 3.31" 0.0"
June 89.3° 72.9° 81.1° 5.82" 0.0"
July 91.1° 75.0° 83.0° 7.41" 0.0"
August 90.9° 74.7° 82.8° 7.44" 0.0"
September 89.0° 71.1° 80.1° 6.98" 0.0"
October 82.2° 61.2° 71.7° 3.45" 0.0"
November 73.3° 50.1° 61.7° 3.70" 0.0"
December 66.5° 45.1° 55.8° 4.30" 0.0"
Source: NOAA U.S. Climate Normals (1991–2020).

Local Weather Forecast

Weather forecast data is currently unavailable in the local cache.

Nearby Cities & Communities

Listing adjacent communities by spatial proximity (miles) Proximity discovery
Community Name Classification Distance Population
Tyndall AFB CDP CDP 3.9 mi —
Callaway city City 5.7 mi —
Parker city City 6.2 mi —
Springfield city City 8.9 mi —
Cedar Grove CDP CDP 10.6 mi —
Mexico Beach city City 11.2 mi —

Sources & Data Provenance

  1. Geographic Classification & Identifiers: U.S. Census Bureau Gazetteer (2026) and TIGER/Line Shapefiles. GEOID: 32403. • Official Source Dataset →
  2. Socioeconomic & Housing Metrics: U.S. Census Bureau American Community Survey (ACS) 5-year estimates and Population Estimates Program (PEP). Margin of Error (MOE) intervals are reported where published; suppressed values are never estimated or replaced with false zeros.
  3. Civic Directory Datasets: Centers for Medicare & Medicaid Services (CMS Hospital Directory), National Center for Education Statistics (NCES IPEDS Postsecondary Directory), and Institute of Museum and Library Services (IMLS Public Libraries Survey). Airport landing facilities are provided by airport-data.com.
  4. Weather & Climate Observations: National Oceanic and Atmospheric Administration (NOAA) U.S. Climate Normals 1991–2020 and National Weather Service (NWS) point forecasts.