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ZIP Code 28904, North Carolina

ZIP Code 28904 profile, demographic data, and geographic information.

ZCTA5 28904 is a 5-digit ZIP Code area located in Clay County, North Carolina. As of official census estimates, it has a reported population of 10,050. The land area covers 186.46 sq mi. [1]

Demographics & Population

Demographic Metric Estimate / Count Margin of Error Survey Period / Source
Total Population 10,050 ±463 2020-2024 / Census ACS 5-Year 2024
Median Age 56.3 yrs ±1.9 2020-2024 / Census ACS 5-Year 2024
Total Households 4,534 ±346 2020-2024 / Census ACS 5-Year 2024
Source: U.S. Census Bureau (PEP, ACS 5-Year).

Housing & Real Estate Profile

Housing Metric Estimate / Value Margin of Error
Total Housing Units 6,514 ±215
Occupied Housing Units 4,534 ±346
Vacant Housing Units 1,980 ±275
Median Home Value $284,500 ±$43,583
Median Gross Rent $700 ±$286
Source: U.S. Census Bureau ACS 5-Year (2020-2024).

Economy & Workforce

Economic Metric Estimate / Value Margin of Error
Median Household Income $56,480 ±$10,083
Per Capita Income $41,833 ±$5,102
Poverty Rate 13.1% ±3.8%
Population Below Poverty Level 1,298 ±383
Unemployment Rate 2.3% ±1.9%
Civilian Labor Force, Employed 3,947 ±398
Broadband Internet Rate 83.2% ±3.1%
Source: U.S. Census Bureau ACS 5-Year (2020-2024).

Local Government & Public Administration

Authoritative general-purpose local government units serving this area U.S. Census Bureau GUS (2026) / GMAF
Government Unit Unit Type Jurisdiction Role Contact / Address
COUNTY OF CLAY
GUS Population: 12,042 (2024)
ID: 191038
County Official County Government
Contact: COUNTY MANAGER
PO BOX 118, HAYESVILLE NC 28904-0118

Education

Listing 10 local institutions (NCES 2024-2025) External reference via K12Guides
Institution Type Grades Location
Regular School Nearby PK-05 Andrews, NC
Regular School Nearby 09-12 Andrews, NC
Regular School Nearby 06-08 Andrews, NC
Regular School Nearby 03-05 Hayesville, NC
Regular School Nearby 09-12 Hayesville, NC
Regular School Nearby 06-08 Hayesville, NC
Regular School Nearby PK-02 Hayesville, NC
Regular School Nearby KG-12 Topton, NC
Regular School Nearby PK-05 Murphy, NC
Alternative School Nearby 06-12 Murphy, NC
Source: k12guides.com.

Community Facilities & Infrastructure

Displaying 10 civic institutions across 2 datasets queried CMS • IPEDS • IMLS
Facility Name Category Relationship Address / Location Contact
Young Harris College
College 11.3 mi away 1 College Street, Young Harris, GA, 30582
8002413754
MOSS MEMORIAL LIBRARY
Library 5.0 mi away 26 ANDERSON ST, HAYESVILLE, NC, 28904
(828) 389-8401
Tri-County Community College
College 13.2 mi away 21 Campus Circle, Murphy, NC, 28906
8288376810
TOWNS COUNTY PUBLIC LIBRARY
Library 8.5 mi away 99 SOUTH BERRONG STREET, HIAWASSEE, GA, 30546
(706) 896-6169
ANDREWS PUBLIC LIBRARY
Library 10.5 mi away 871 MAIN ST, ANDREWS, NC, 28901
(828) 321-5956
MOUNTAIN REGIONAL LIBRARY
Library 11.2 mi away 698 MILLER STREET, YOUNG HARRIS, GA, 30582
(706) 379-3732
NANTAHALA COMMUNITY LIBRARY
Library 13.9 mi away 128 NANTAHALA SCHOOL RD, TOPTON, NC, 28781
(828) 321-3020
MURPHY PUBLIC LIBRARY
Library 16.9 mi away 9 BLUMENTHAL ST, MURPHY, NC, 28906
(828) 837-2417
NANTAHALA REGIONAL LIBRARY BOOKMOBILE
Library 16.9 mi away 11 BLUMENTHAL ST, MURPHY, NC, 28906
(828) 837-2025
GRAHAM COUNTY PUBLIC LIBRARY
Library 18.4 mi away 80 KNIGHT ST, ROBBINSVILLE, NC, 28771
(828) 479-8796
Distances calculated from authoritative source coordinates. Source: CMS, IMLS, NCES IPEDS.

Climate & Weather Observations

NOAA Monthly Climate Normals

Observation Station: Climate data reflects NOAA 1991–2020 standard normals recorded at MURPHY 4ESE, NC US, located 13.3 miles from ZCTA5 28904. Local microclimates, topography, and elevation may cause municipal conditions to differ.
Month High (°F) Low (°F) Mean (°F) Precip (in) Snow (in)
January 49.8° 25.3° 37.5° 5.10" 0.8"
February 53.5° 28.0° 40.8° 5.26" 1.5"
March 61.6° 33.8° 47.7° 5.29" 0.1"
April 70.8° 41.2° 56.0° 5.20" 0.0"
May 77.5° 50.7° 64.1° 4.75" 0.0"
June 83.5° 59.2° 71.3° 5.41" 0.0"
July 86.6° 63.2° 74.9° 5.25" 0.0"
August 86.0° 62.3° 74.2° 4.70" 0.0"
September 81.3° 55.8° 68.6° 4.28" 0.0"
October 71.8° 43.3° 57.5° 3.45" 0.0"
November 61.4° 32.8° 47.1° 4.60" 0.1"
December 52.7° 28.4° 40.5° 5.99" 1.9"
Source: NOAA U.S. Climate Normals (1991–2020).

Local Weather Forecast

Weather forecast data is currently unavailable in the local cache.

Nearby Cities & Communities

Listing adjacent communities by spatial proximity (miles) Proximity discovery
Community Name Classification Distance Population
Hayesville town Town 5.0 mi —
Hiawassee city City 8.5 mi —
Andrews town Town 10.4 mi —
Young Harris city City 11.3 mi —
Tate City CDP CDP 12.1 mi —
Marble CDP CDP 13.2 mi —

Sources & Data Provenance

  1. Geographic Classification & Identifiers: U.S. Census Bureau Gazetteer (2026) and TIGER/Line Shapefiles. GEOID: 28904. • Official Source Dataset →
  2. Socioeconomic & Housing Metrics: U.S. Census Bureau American Community Survey (ACS) 5-year estimates and Population Estimates Program (PEP). Margin of Error (MOE) intervals are reported where published; suppressed values are never estimated or replaced with false zeros.
  3. Civic Directory Datasets: Centers for Medicare & Medicaid Services (CMS Hospital Directory), National Center for Education Statistics (NCES IPEDS Postsecondary Directory), and Institute of Museum and Library Services (IMLS Public Libraries Survey). Airport landing facilities are provided by airport-data.com.
  4. Weather & Climate Observations: National Oceanic and Atmospheric Administration (NOAA) U.S. Climate Normals 1991–2020 and National Weather Service (NWS) point forecasts.